Branch Manager I Lending - Haines Branch
Branch Manager I Lending - Haines Branch
Start a career with First National Bank Alaska, the *Best Place to Work in Alaska* as recognized nine years in a row by Alaska Business magazine readers.
Attention Banking Professionals!
Our branch located in beautiful Haines, Alaska, is seeking an experienced professional banker to manage its operations and loan production office.
GENERAL PURPOSE SUMMARY
Manages the lending and operations of a small full-service branch or loan production office, including daily operations, market development, and physical requirements of the building; and develops and maintains banking relationships and makes a variety of smaller or less complex loans based on limited lending authority by performing the following essential duties and responsibilities:
ESSENTIAL DUTIES AND RESPONSIBILITIES
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Analyzes existing and prospective customers' banking needs, earnings and financial conditions to determine which bank products are most appropriate, and to assess acceptable risk. Approves/denies or recommends approval/denial of loans within lending authority, minimizing exposure to bank losses.Provides advice and service to existing customers and generates new business by calling on prospective customers regarding the establishment of new banking relationships.Manages existing loan portfolio, which includes the monitoring and collection of loan payments. Modifies loan structure or extends loan terms to protect bank's interest when required.Ensures lending compliance of branch with bank and/or regulatory procedures, policies, and/or requirements and takes corrective action when non-compliance is identified; maintains a satisfactory lending compliance audit and ensures deposit operations maintains a satisfactory audit.Represents the bank in the community to develop and promote additional business.Maintains branch physical security and minimizes risk of bank losses.Keeps informed about the banking industry and all bank products. Maintains awareness of competitors' products and the bank's advantage.Performs other work-related duties as assigned by supervisor.COMPLIANCE EXPECTATIONS- Ensure business unit's operations comply with bank policy, procedures, and banking regulations (for business unit heads).
- Ensure you and your delegates have adequate and current compliance training, and ensure training is completed on time.
- Stay updated on relevant laws and regulations.
- Ensure you and your delegates comply with the bank's policies, procedures, laws and regulations.
- Maintain customer confidence and protect the bank's operations by you and your delegates identifying and protecting confidential information.
BUSINESS CONTINUITY RESPONSIBILITIESMaintains and implements operational components of the business units' Business Continuity Plan: conducts periodic tests, cross trains and evaluates delegates' ability to perform critical and essential functions to restore operations.
SUPERVISORY RESPONSIBILITIESManages a small full-service branch or loan production office. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, training, and terminating employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and implementing policies and/or procedures.
QUALIFICATION REQUIREMENTSTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION and/or EXPERIENCE:
Minimum: Bachelor's degree in a business-related field and completion of FNBA's Management Associate Program; or bachelor's degree in a business-related field and three years' lending related or banking experience; or five years commercial, real estate, consumer lending related or banking experience; or equivalent combination of education/training and experience. Lead or supervisory experience.
Preferred: Commercial lending and sales or marketing experience. Two years' supervisory experience.
OTHER SKILLS and ABILITIES:
Word processing and spreadsheet experience required. The ability to handle highly confidential information, frequent deadlines, and time constraints required.
LANGUAGE SKILLS:
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations, financial reports, and legal documents. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions or complaints from managers, customers, regulatory agencies and the general public.
MATHEMATICAL SKILLS:
Ability to work with mathematical concepts such as probability and statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
REASONING SKILLS:
Ability to define problems, collect data, establish facts, assess risk, draw valid conclusions, and make decisions based on those conclusions. Ability to interpret an extensive variety of technical instructions in written, mathematical or diagram form and deal with several abstract variables.
PHYSICAL DEMANDSThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms. The employee is occasionally required to stoop, kneel, crouch, or crawl.
The employee must occasionally lift and/or move up to 50 pounds. Specific vision ability required by this job includes close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
WORKING CONDITIONSThe work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
The noise level in the work environment is usually moderate.
Some travel to remote sites via automobile or plane necessary. Must be willing to relocate to branches statewide.#J-18808-Ljbffr